All patients pay Dr. Abuav directly for their care. Please see “Pricing” for more details on our transparent fees. Health Care Savings Accounts (HSA) and Flexible Spending Accounts (FSA) are accepted forms of payment for medical services. For those with private insurance, upon request, we provide patients with an itemized and coded form and the appropriate out-of-network healthcare reimbursement form to submit to the patient’s insurance company for reimbursement. Not all insurance companies allow reimbursement for services. It is the responsibility of the patient to check with their insurance providers regarding rules regulating reimbursement.

All patients will need to sign a “Private Contract” before being seen for any medical services. For those patients with Medicare, you cannot be reimbursed by Medicare or any supplemental insurance for any services rendered by Dr. Abuav. This, however, does NOT change any of your Medicare benefits in any way and your insurance will remain in full effect for lab, x-ray, hospitalization, and all services provided by doctors who participate with your insurance. This only means that Medicare should not be charged in any way for the services rendered by Dr. Abuav.

Because pathology is not performed in-house, patients may elect to use their insurance (with the exception of Medicare HMOs) to pay for any necessary labs or pathology ordered by Dr. Abuav.